14 golden rules to better manage your food budget

14 règles d'or pour mieux gérer son budget alimentaire 

For full health and fulfilling life, it is essential to eat, but not only. Eating balanced and healthy is the condition for the body to have everything it needs to function properly. It is common to run into a problem with the food budget, that is to say, the amount allocated monthly for food. We have therefore concocted to help you, 11 golden rules to better manage it. (Source: avisformationenligne.com)

What is the food budget?

The food budget as you will understand is the amount of money allocated for food. It takes into account all the purchases involved in the preparation of meals. It is not stable and may vary from period to period. However, its average must be known in order to better manage its budget in general. What really changes the food budget is the number of people involved: single, couple, or multi-member family.

Many parameters come into play when evaluating a person’s or family’s food budget. We can cite for example the way of life, the age of the people, the financial means, or the number of outings to the restaurant.
When we consider that a single person eats a balanced diet, it is estimated that he spends between 200 and 400 € per month.

For a couple, this sum varies between 300 and 500 €, and for a family of three members 400 and 700 €. This average reaches €1,000 for a family of four children, including a baby. It should be noted that the higher the financial means of the family, the more it tends to consume on the food side. Many people, therefore, spend more than enough on food. It is therefore essential to know how to control your budget.

To begin with, it is important to know that the goal is not to reduce the budget at all costs to the detriment of the quality of food products. Since a budget cannot be applied to everyone automatically, it is rather a question of mastering the management. In other words, it is about avoiding waste and having the rules to follow to reduce it while eating healthy and balanced.

Download a budget management app

In my opinion, this is the basis of good budget management, managing your budget on a daily basis, and knowing where you are at. It is important to quickly see where your racing budget is. Thanks to the Linxo budget management application you can create one of the budgets, type of expense by type of expense. So you see day by day how much you have paid for the race budget and above all, you see using a graph if you are going to exceed it.

My opinion on the Linxo app

Make menus and make a shopping list

You will have to make your menu weekly or fortnightly in order to know exactly the ingredients you will need. Once this is defined, now make a shopping list with the products mentioned. By doing so, you are sure not to end up with an empty refrigerator and be tempted to buy fast food or ready-made meals, which are often more expensive. However, it is essential that during your purchases, you stick only to what has been written on your shopping list.

Differentiate between pleasure and nutritious meals

Don’t confuse everything when shopping. Sweets and the like are not nutritious foods. You’ll need to think about the ingredients for real meals first and then set a specific budget for the enjoyment. For example, you can decide that a child will only be entitled to one tub of ice cream per week or one chocolate bar per month. This allows you to properly track where your money is going.

Go to the supermarket with a full stomach

Going to the supermarket on an empty stomach makes you buy more than you need. You tend to choose products like crisps, candies, and cakes that have no nutritional value. Very quickly, you deviate from your shopping list, which negatively impacts your food budget.

Don’t bring your children

Children are always attracted to treats or products that were not intended. Very easily, you succumb and deviate from your shopping list again. It is best to leave them at home when shopping and bring them back a little treat that you can afford.

Tips for reducing your food budget

Reducing your budget allows you to have what you need to eat properly and get rid of superfluous.

Emrys map

Emrys is an in-store buying cooperative. It is mutuality and multi-brand loyalty program. The principle is very simple instead of paying for your shopping by credit card, check, or cash, you will pay in gift vouchers (order on the Emrys interface), the more you will make purchases in gift vouchers, the more you will obtain loyalty points, which will aim in the medium to long term to self-finance your expenses related to food.

Emrys is a social and solidarity cooperative of the FNCC (national federation of consumer cooperatives). TF1 and M6 talked about the concept.

To register for Emrys, go here:

Registration for the Emrys la carte loyalty program

Managing your food budget: promotions

Watch for promotions on items that of course end up on your list. Some brands offer very attractive offers and you could take advantage of them. However, it is important to be careful not to be fooled. In some cases, it’s not really promotions, but advertising to attract customers. It is also necessary to check the expiry date of the product to be purchased and to be sure that it is consumable. To find promotions you can use the Shopmium and Coupon Network smartphone apps.

Buy in bulk from suppliers

Large quantity products cost less. You have the option to partner with family, colleagues or neighbors to share products. You can share a 50 kg bag of rice, for example, a box of chickens or a bag of potatoes. You would save money that way.
To better manage the food budget, it is also possible to go to the supplier instead of the retailers. Suppliers will offer you attractive prices that will help you save once again.

Purchase from the producer

This method has been increasingly used in recent years. The direct sale from the producer to the consumer, without an intermediary, makes it possible to buy fresh products at very attractive prices. In addition to managing your food budget well, you have the advantage of knowing what you eat and where it comes from.

Eat seasonal fruits

Fruits and vegetables are important for health. They bring vitamins, mineral salts, and fiber to the body. It is often recommended to consume 5 servings of fruits and vegetables per day. To achieve this, favor seasonal fruits and vegetables. They are cheaper and much better.
You can enjoy it and make homemade jams. You save on your food budget instead of directly buying these big brand jam jars whose cost is not negligible.

Eat less meat

Protein is obviously important for health. They contribute to the proper development of the body. However, it is not necessary to consume it every day. You can sometimes do without meat and fish and that does not mean that you already have an unbalanced diet.
It is also possible to opt for cheaper proteins such as soy derivatives, eggs, etc. Meat or fish is not the only existing proteins.

Compare prices

Look at the labels and actually compare the prices of your items. Do not hesitate to look at the list of ingredients as well in order to understand the difference that there may be between the two products. It is not a question of taking the cheapest product while forgetting the nutritional aspect. Some brands are more expensive than others; choose those that offer you suitable prices to better control your food budget.

Buy from food clearance stores

Food destocking brands are on the rise, they allow you to buy products from major brands at discounted prices. These brands sell products at a lower price because there are labeling problems, slightly damaged packaging, visually less attractive products, an expiry date that will soon be exceeded, etc. On average, food destocking saves between 20 and 30% per product. Here are the different brands that have specialized in destocking: Action, Stockomani, Noz, Max plus, Nous anti-Gaspi…

Eat less outside

It is quite normal to want to have a restaurant, however, it constitutes a large budget. You should try to plan your dining out. You can decide to go there once or twice a month at most and define a price range in which to stay.
You can also prepare your meals and take them to work. It’s not always obvious, but it would be more economical to eat meals cooked by yourself. Get organized and you’re sure to control your budget that way.

Traps to avoid

To better control your food budget, you must avoid certain pitfalls that will send you straight into the wall.

Not making a realistic budget

Reducing your food budget does not mean eating unbalanced. It is a question of evaluating its consumption in order to detect the superfluous, which prevents you from saving money. The trap is to go headlong and not achieve a realistic food budget. A budget that is realistic must actually include what you need without excess or lack. The work will be to find these cheaper, but quality products. Above all, don’t get discouraged at first. You won’t find the happy medium in a month of trying. Be kind to yourself and above all patient.

Promotions of products outside the shopping list

One of the biggest pitfalls is succumbing to discounted products that aren’t on your shopping list. It is common to be attracted by the low prices of products and to want to buy them. The catch is that if it’s not on your shopping list, you really don’t need it. This is why establishing a realistic shopping list is of paramount importance.

waste

Waste makes you lose a lot of money. It is important not to throw away meals. You can repurpose leftover meals and cook them differently. Making some recipes yourself earns you money.

Besides, there are applications that fight against food waste, Phenix is ​​one of the best-known applications in the field, the application allows you to recover unsold items from restaurants, bakeries, or supermarkets in the form of a surprise basket. at a knockdown price. In addition, the application works everywhere in France. By adding my code aQbmuivQ  (pay attention to upper and lower case letters) you receive an additional €5 on your first purchase.

The stock

To better control your food budget, it is better not to stock up. Go shopping once a week and stick to the setlist.

Snacking

Snacking is not good for your health, but it will also make you spend a lot of money. You can plan and include snacks and appetizers in your food budget. The main thing is that you know how much you are spending at each moment.
The food budget is essential in a family. You have to know how much to devote to it so that you eat healthy without wasting it. It takes time for total mastery so it takes patience.

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